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Insurance after a DUI crash
Impaired drivers are often underinsured. Here’s where else to look.
Sources of payment
- The impaired driver’s auto insurance. Georgia’s minimum is low.
- Your uninsured/underinsured motorist (UM) coverage. Often the most important coverage in DUI cases.
- Household policies that may also provide UM.
- The vehicle owner, an employer, or a business that served alcohol, when the law allows.
Punitive damages and insurance
Whether an insurance policy pays punitive damages depends on the policy and the law. Sometimes they have to be collected from the driver directly.
Bring your declarations page. We’ll review every policy in your household.
Hit by a drunk or impaired driver?
Free case review with Talal Perez Ghosheh. English or Spanish.